Amplify Credit Union

Austin, TX · Founded 2017

Member-owned financial cooperative providing fee-free banking and lending services in Texas

Primary audience

Credit union members

Work area

Financial services

Topic

Banking and lending

Contact

Kendall Garrison

Website Contact

About Organization

Amplify Credit Union serves its members with fee-free banking, home and auto lending, and personalized financial services. Based in Austin, TX, the credit union manages $1.3 billion in assets and employs 258 staff members. Founded in 2017, the organization generated $91.5 million in revenue in 2024.

What They Focus On

Member Financial Health

Providing accessible banking services and competitive lending products to improve members' financial well-being and stability

Community Strengthening

Supporting local communities through member-focused services and reinvesting profits into better rates and programs

Financial Education

Offering personalized financial guidance and services to help members make informed decisions and achieve goals

Financial Information

Form 990 data showing organizational financial health and growth.

Revenue (2024)

$91.5M

+9.4% vs 2023

Expenses (2024)

$84.2M

+9.7% vs 2023

Assets (2024)

$1.3B

-7.8% vs 2023

Employees (2024)

258

-12.5% vs 2023

Year	Revenue	Expenses	Assets	Employees
2024	$91,469,548	$84,214,734	$1,309,640,133	258
2023	$83,598,527	$76,795,587	$1,420,947,795	295
2022	$86,404,873	$62,899,208	$1,525,654,462	324
2020	$57,863,468	$53,449,044	$1,100,705,305	276
2019	$58,397,921	$53,790,339	$994,465,486	272
2018	$55,204,978	$48,183,897	$950,869,035	288

Source: IRS Form 990 filings. All figures in USD.

01

Member Enrollment

Individuals join the credit union to access member-owned financial services and benefits
02

Service Delivery

Members receive fee-free banking, lending products, and personalized financial guidance from staff
03

Community Investment

Credit union reinvests profits into better rates, services, and community support programs
04

Financial Growth

Members build financial strength through savings, smart borrowing, and investment opportunities

Programs and Initiatives

Services and programs offered by Amplify Credit Union

Fee-Free Banking

Checking and savings accounts with no monthly fees or minimum balance requirements for members

Home Lending

Award-winning mortgage services including purchase loans, refinancing, and home equity products for members

Auto Lending

Competitive auto loans for new and used vehicles with flexible terms and rates

Financial Services

Personalized financial guidance and investment services to help members achieve their financial goals

Team & Leadership

Meet the people behind Amplify Credit Union.

Kendall Garrison

President - CEO

Full-time

Compensation: $1,101,130

Stacy R Armijo

SVP - Cxo

Full-time

Compensation: $374,995

Charlotte P Morrison

SVP - Cio

Full-time

Compensation: $372,242

Jackie York

SVP - CFO (Through 9/16/24)

Full-time

Compensation: $372,166

Kristin N Keller

SVP - Re Lending

Full-time

Compensation: $285,077

Jose C San Pedro

SVP - Loan Administration

Full-time

Compensation: $264,203

Angela Lynn Shaw

SVP - Talent

Full-time

Compensation: $249,106

Barbara Canan Santner

Director - Mortgage Underw

Full-time

Compensation: $179,177

Katrina Jane Cuoco

SVP - Enterprise Risk Mgmt

Full-time

Compensation: $174,107

Sonia Altamirano Chapa

Finance Director

Full-time

Compensation: $146,244

April Smith

Director - Loan And Investor Servicing

Full-time

Compensation: $133,925

Heather Dawson

Director - Retail Banking Operations

Full-time

Compensation: $132,124

Zane Hudson

Director - Commercial Cred

Full-time

Compensation: $126,035

Rachael Jaramillo

Director Of Service Delivery

Full-time

Compensation: $125,290

David Thibodeaux

Director - Security And Fa

Full-time

Compensation: $124,536

Phil Nadolsky

Director Of Contact Center Operations

Full-time

Compensation: $124,491

Michael Hoelscher

Director - Analytics

Full-time

Compensation: $116,773

Conner Lytle

Director - Commercial Loan Operations

Full-time

Compensation: $96,814

Paul Garrigues

Chief Financial Officer (Starting 9/16/24)

Full-time

Compensation: $83,716

Felicia Morales

Director - Marketing

Full-time

Compensation: $38,655

Ashley Perryman

Advisory Director

2 hrs/week

Helynn Nelson

Advisory Director

2 hrs/week

Joyce J Smith

Emeritus Director

3 hrs/week

Alan Keith Jewells

VP - Commercial Lending

Full-time

Compensation: $238,174

Terry Neil Council

Mortgage Loan Originator

Full-time

Compensation: $204,469

Lisa Larson

VP - Payments & Ops

Full-time

Compensation: $203,852

Christina Ranft

VP - Project Management

Full-time

Compensation: $193,919

John Anthony Traweek II

VP - Information Technolog

Full-time

Compensation: $187,351

Jennifer Sobczyk

VP - Core Product Mgmt.

Full-time

Compensation: $184,551

Alexander B Olmos

Commercial Loan Officer

Full-time

Compensation: $184,037

Alma Y Palacios

VP - Real Estate Operation

Full-time

Compensation: $180,879

Bruce Smith

Information Security Offic

Full-time

Compensation: $174,453

Julie MacAluso

Cp - Commercial Banking

Full-time

Compensation: $170,500

Jazmin Otero

VP-Retail Banking

Full-time

Compensation: $165,010

Amanda J Beard

VP - Consumer Lending And Account Resolutions

Full-time

Compensation: $161,612

Terra Vo

Mortgage Loan Originator

Full-time

Compensation: $146,039

Alison Hedger

Sr. Encompass Admin

Full-time

Compensation: $143,218

Matthew Monagle

VP - Marketing

Full-time

Compensation: $142,311

Frank Hart

Sr. Salesforce Devel

Full-time

Compensation: $139,105

Adeyinka Ademola

Sr. Network Administrator

Full-time

Compensation: $138,497

Brian Bettendorf

Infrastructure Manager

Full-time

Compensation: $133,333

April Houston

Avp - Payments And Operati

Full-time

Compensation: $124,194

Kevin Ginsburg

VP - Real Estate Production

Full-time

Compensation: $91,483

Lemuel Williams

Director

Sam Robertson

Director

Sandy Dochen

Director

Veronica Stidvent

Director

Milestones

1976

IRS Tax-Exempt Status

1976

Received federal tax-exempt recognition as a member-owned financial cooperative

2017

Credit Union Formation

2017

Amplify Credit Union established to serve members in the Austin area

2022

Revenue Peak

2022

Reached $86.4 million in annual revenue with 324 employees serving members

2024

Asset Growth Milestone

2024

Grew to manage over $1.3 billion in assets for members

Associated People

Board members, advisors, and key contributors

Board of Directors

Kendel Martin Bod Chair 5.25 hrs/week

Lemuel Williams Director 2.00 hrs/week

Sam Robertson Director 3.00 hrs/week

Sandy Dochen Director 2.00 hrs/week

Shaku Selvakumar Secretary 2.00 hrs/week

Veronica Stidvent Director 2.00 hrs/week

Willie Everett Vice Chair 2.00 hrs/week

Information compiled from IRS Form 990 and organizational materials.

Executive Compensation

Top compensated officers & key employees from IRS Form 990

Total Reported (2024)

$5.0M

Highest Paid

$1.1M

Kendall Garrison

Compensated Officers

Name	Title	Base	Other	Total	Hrs/Wk
Kendall Garrison	President - CEO	$1,101,130	$32,217	$1,133,347	40
Charlotte P Morrison	SVP - CIO	$372,242	$40,812	$413,054	40
Stacy R Armijo	SVP - Cxo	$374,995	$28,928	$403,923	40
Jackie York	SVP - CFO (Through 9/16/24)	$372,166	$12,970	$385,136	40
Kristin N Keller	SVP - Re Lending	$285,077	$21,781	$306,858	40
Jose C San Pedro	SVP - Loan Administration	$264,203	$27,687	$291,890	40
Angela Lynn Shaw	SVP - Talent	$249,106	$17,137	$266,243	40
Alan Keith Jewells	VP - Commercial Lending	$238,174	$25,788	$263,962	40
Terry Neil Council	Mortgage Loan Originator	$204,469	$22,840	$227,309	40
Christina Ranft	VP - Project Management	$193,919	$31,204	$225,123	40
Lisa Larson	VP - Payments & OPS	$203,852	$19,995	$223,847	40
John Anthony Traweek II	VP - Information Technolog	$187,351	$25,397	$212,748	40
Jennifer Sobczyk	VP - Core Product MGMT.	$184,551	$22,835	$207,386	40
Alexander B Olmos	Commercial Loan Officer	$184,037	$22,460	$206,497	40
Alma Y Palacios	VP - Real Estate Operation	$180,879	$21,243	$202,122	40

Name	Title	Base	Other	Total	Hrs/Wk
Kendall Garrison	President - CEO	$856,742	$41,621	$898,363	40
Stacy R Armijo	SVP - Cxo	$514,713	$37,010	$551,723	40
Charlotte P Morrison	SVP - CIO	$406,292	$39,564	$445,856	40
Kristin N Keller	VP - Re Lending	$352,177	$27,951	$380,128	40
Jackie York	SVP - CFO	$362,194	$16,189	$378,383	40
Alan Keith Jewells	VP - Commercial Lending	$314,186	$29,951	$344,137	40
Alexander B Olmos	Commercial Loan Officer	$275,262	$26,812	$302,074	40
Kevin Andrew Ginsburg	VP - Re Production	$264,243	$32,785	$297,028	40
Jose C San Pedro	SVP - Loan Administration	$262,639	$28,790	$291,429	40
Alma Y Palacios	VP - Real Estate Operation	$232,753	$31,391	$264,144	40
Angela Lynn Shaw	SVP - Talent	$223,703	$23,757	$247,460	40
Lisa Larson	VP - Payments & OPS	$213,149	$23,946	$237,095	40
Christina Ranft	VP - Project Management	$196,449	$23,094	$219,543	40
Jazmin Otero	VP-Retail Banking	$183,281	$29,643	$212,924	40
John Anthony Traweek II	VP - Information Technology	$181,645	$29,927	$211,572	40

Name	Title	Base	Other	Total	Hrs/Wk
Kendall Garrison	President - CEO	$1,109,498	$22,892	$1,132,390	40
John Orton	SVP - CFO	$499,316	$16,191	$515,507	40
Robert Almand	AVP - Third Party Lending	$490,039	$25,291	$515,330	40
Stacy R Armijo	SVP - Cxo	$368,046	$26,347	$394,393	40
Alexander B Olmos	VP - Commercial Loan Offic	$366,845	$19,558	$386,403	40
Charlotte P Morrison	Scp - CIO	$338,523	$18,983	$357,506	40
Alan W Hansford	Scvp - CRO	$300,776	$15,963	$316,739	40
Kendra Eakins	Third Party Lending Account Executive	$297,766	$17,167	$314,933	40
Jackie York	VP Accounting & Finance	$291,125	$10,362	$301,487	40
Kristin N Keller	VP - Re Lending	$276,732	$18,036	$294,768	40
Alan Keith Jewells	VP - Commercial Lending	$244,739	$20,720	$265,459	40
Alejandro L Cardona	Mortgage Loan Originator	$244,619	$16,513	$261,132	40
Terry Neil Council	AVP - Retail Production Ma	$230,264	$17,816	$248,080	40
Jose C San Pedro	VP - Loan Administration	$221,635	$16,455	$238,090	40
Daniel Osorio	VP - Information Technolog	$219,533	$16,542	$236,075	40

Name	Title	Base	Other	Total	Hrs/Wk
Paul A Trylko	Former President - CEO	$887,219	$8,564	$895,783	40
Nancy Ballman	SVP - COO - Retired	$596,339	$3,743	$600,082	40
Kendall Garrison	President - CEO	$499,256	$14,207	$513,463	40
Kendra T Eakins	Third Party Lending Account Executive	$483,519	$7,723	$491,242	40
Alejandro L Cardona	Mortgage Loan Originator	$452,816	$8,614	$461,430	40
Robert Almand	AVP - Third Party Lending	$437,796	$6,447	$444,243	40
Stacy R Armijo	SVP - Cxp	$373,550	$10,683	$384,233	40
Terry Neil Council	AVP - Retail Production Manager	$365,191	$8,642	$373,833	40
John Orton	SVP - CFO	$316,425	$11,110	$327,535	40
Charlotte P Morrison	Scp - CIO	$283,331	$12,727	$296,058	40
Steven E Stapleton	AVP - Real Estate Sales	$273,609	$11,644	$285,253	40
Denise Hart	VP - Human Resources	$271,900	$10,131	$282,031	40
Kristin N Keller	VP - Re Lending	$249,118	$8,497	$257,615	40
Alan W Hansford	Scvp - CRO	$230,009	$11,511	$241,520	40
Enrique Roberto Zamora	Mortgage Loan Originator	$224,702	$4,793	$229,495	40

Name	Title	Base	Other	Total	Hrs/Wk
Paul A Trylko	President - CEO	$670,318	$20,786	$691,104	40
Kendall Garrison	Executive Vice President	$399,471	$19,934	$419,405	40
Nancy Ballman	SVP - COO	$331,937	$19,250	$351,187	40
Michael E Koch	SVP - Chief Lending	$319,784	$20,482	$340,266	40
John Orton	SVP - CFO	$304,083	$16,091	$320,174	40
Stacy R Armijo	SVP - Cxp	$289,692	$14,965	$304,657	40
Alejandro L Cardona	Mortgage Loan Originator	$240,280	$12,603	$252,883	40
Karen Pollack	VP - Digital Transform	$201,511	$8,805	$210,316	40
Denise Hart	VP - Human Resources	$195,134	$12,873	$208,007	40
Lisa Larson	VP - Payments & OPS	$192,955	$13,713	$206,668	40
Kristin N Keller	VP - Re Lending	$194,850	$9,859	$204,709	40
Christina Ranft	VP - Project Mangement	$187,736	$13,520	$201,256	40
Morgan Courtney	VP - Retail	$195,213	$6,028	$201,241	40
Kimberly S Gamez	VP - Accounting	$190,077	$8,135	$198,212	40
Jose C San Pedro	VP - Loan Administration	$185,179	$11,735	$196,914	40

Source: IRS Form 990 filings. Compensation includes base and other reported compensation.

Individual Political Donors

People from this organization who contributed to political campaigns

$225 Total Given

Democratic $225 (100%)

3 Contributions

$75 Avg Each

Top Individual Donors

1 Individual Donor

Shirley Sheffield 3 contributions • $75 avg

$225

Quick Insights

🏆

Most Active Donor Shirley Sheffield with 3 contributions

💰

Highest Avg per Contribution Shirley Sheffield at $75 each

🎯

Top Recipient ACTBLUE — $225

Data from Federal Election Commission • Individual contributions only

Contact

Get in touch with Amplify Credit Union

Phone

(512) 836-5901

Visit Website

3600 W Parmer Lane Austin, TX 78727

Amplify Credit Union

What They Focus On

Financial Information

How They Work

Member Enrollment

Service Delivery

Community Investment

Financial Growth

Programs and Initiatives

Fee-Free Banking

Home Lending

Auto Lending

Financial Services

Team & Leadership

Kendall Garrison

Stacy R Armijo

Charlotte P Morrison

Jackie York

Kristin N Keller

Jose C San Pedro

Angela Lynn Shaw

Barbara Canan Santner

Katrina Jane Cuoco

Sonia Altamirano Chapa

April Smith

Heather Dawson

Zane Hudson

Rachael Jaramillo

David Thibodeaux

Phil Nadolsky

Michael Hoelscher

Conner Lytle

Paul Garrigues

Felicia Morales

Ashley Perryman

Helynn Nelson

Joyce J Smith

Alan Keith Jewells

Terry Neil Council

Lisa Larson

Christina Ranft

John Anthony Traweek II

Jennifer Sobczyk

Alexander B Olmos

Alma Y Palacios

Bruce Smith

Julie MacAluso

Jazmin Otero

Amanda J Beard

Terra Vo

Alison Hedger

Matthew Monagle

Frank Hart

Adeyinka Ademola

Brian Bettendorf

April Houston

Kevin Ginsburg

Lemuel Williams

Sam Robertson

Sandy Dochen

Veronica Stidvent

Milestones

IRS Tax-Exempt Status

Credit Union Formation

Revenue Peak

Asset Growth Milestone

Associated People

Board of Directors

Executive Compensation

Individual Political Donors

Top Individual Donors

Quick Insights

Related Organizations

Disregarded Entities

Contact

Phone